Ready to refinance into a lower rate?
Let's get started for free in just 3 clicks Is it time to refinance? Let's lower your rate for free in just 3 clicks

To take advantage of our refinance rate guarantee
upload your first offer for a certified Counter Offer within 24 hours.
Otherwise, choose "New Offer" or "Schedule a Call". To take advantage of our refinance rate guarantee upload your first offer for a certified Counter Offer within 24 hours. Or if you have no offer yet, schedule a call to get started.

Interest Rate Research Guarantee
STEP THREE

Close with confidence

Rate Guarantee Seal

Upload Your Loan Estimate

We compare your current offer across our lender network and use
competition to drive the interest rate lower. Submit your Loan
Estimate and receive a certified counter offer within 24 hours. We compare your current offer across our lender network and use competition to drive the interest rate lower. Submit your Loan Estimate and receive a certified counter offer within 24 hours.

Don’t have a Loan Estimate yet?

Start with a new offer or schedule a call to begin the process. New Offer or Schedule a Call

REVIEWS
House

What our customers say

These reviews examine real Loan Estimates submitted by borrowers and show how pricing changes once competition is introduced. For more detail, read the CASE STUDIES covering structure, credits, and lender responses that ultimately lead to a lower interest rate.

Danielle T.

I had already gone through the full application with a lender and assumed I had a solid rate. BANKIRR showed me that wasn’t necessarily true. The counter offer came back lower and my original lender matched it to keep the deal.

Michael R.

I uploaded my Loan Estimate thinking maybe I’d save a little. What surprised me is how quickly another lender came in lower once there was competition. It made me realize how much pricing depends on the situation, not just the lender.

SCHEDULE A CALL

Have questions or just want to talk it over?
Pick a time to speak with a Mortgage and Interest Rate Pro Have questions or just want to talk it over? Pick a time to speak with a Mortgage and Interest Rate Pro