Lower interest rate Guarantee
on your home mortgage Lower interest rate Guarantee, on your home mortgage

Unlock a lower interest rate when purchasing a home. Simply upload a current loan estimate and receive a lower rate by the next business day. Unlock a lower interest rate when purchasing a home. Simply upload a current loan estimate and receive a lower rate by the next business day.

House

Thanks to our participating lenders:

BANKIRR sets the benchmark for the lowest mortgage interest rates BANKIRR sets daily benchmarks for the lowest interest rates

Let us go to work analyzing your current Loan Estimate at no cost.
We deconstruct the Loan Estimate and build it back up in the most
efficient way to reduce costs. Our research is rigorous and guaranteed to find a lower rate.
Let us go to work for you analyzing
your current Loan Estimate at no cost.
We deconstruct the Loan Estimate and
build it back up in the most efficient way
to reduce costs. Our research is rigorous
and guaranteed to find a lower rate.

GET STARTED
Interest Rate Research Guarantee
STEP ONE

Counter Offer

CLICK TO UPLOAD

Have you recieved a Loan Estimate? Have you recieved a Loan Estimate?

To use or lower rate gaurantee click the icon above to upload your first offer
Safe and secure, your information will never be sold or misused here.
You will receive a certified counter offer by the end of the business day To use or lowest rate gaurantee click the icon above to upload your first offer. Safe and secure, you will receive a certified counter offer by the end of the business day.

FAQ's on uploading your loan estimate
STEP TWO

Compare rates

Fast and Free, use Interest Rate Research
for the lowest inPut our gaurnanteterest Fast and Free, use Interest Rate Research for the lowest inPut our gaurnanteterest

Lender Network

Over 30 participating lenders

You will benefit from real time pricing
from over 30 lenders nationwide You will benefit from real time pricing from over 30 lenders nationwide

Lowest Rate

Gauranteed lowest rate

Fast and Free, use Interest Rate Research
for the lowest inPut our gaurnanteterest Fast and Free, use Interest Rate Research for the lowest inPut our gaurnanteterest

STEP THREE

Close with confidence

Rate Guarantee Seal

You got the lowest rate!

Your IRR Pro will work with you through closing
Fast and efficient. Read what our customers have to say → Your IRR Pro will work with you through closing Fast and efficient. Read what our customers have to say →

Counter offer, compare rates, close with confidence.

GET STARTED
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Benefits of shopping around
when buying a home Benefits of shopping around when buying a home

A center-aligned collection of statements from neutral, authoritative institutions. A collection of statements from neutral, authoritative institutions.

"Shopping for a mortgage could save you thousands of dollars." “Shopping for a mortgage could save you thousands of dollars.”

Consumer Financial Protection Bureau

"Consumers who shop around for rates and fees may save
thousands of dollars over the life of a loan." “Consumers who shop around for rates and fees may save thousands of dollars over the life of a loan.”

Federal Trade Commission

"You are not required to use the lender or settlement service
providers recommended by your real estate agent." “You are not required to use the lender or settlement service providers recommended by your real estate agent.”

U.S. Department of Housing and Urban Development

"Comparing loan offers from multiple lenders can help borrowers find the mortgage that best meets their needs." “Comparing loan offers from multiple lenders can help borrowers find the mortgage that best meets their needs.”

Federal Reserve