Lower interest rate Guarantee
on your home mortgage
Lower interest rate
Guarantee, on your
home mortgage
Unlock a lower interest rate when purchasing a home. Simply upload a current loan estimate and receive a lower rate by the next business day. Unlock a lower interest rate when purchasing a home. Simply upload a current loan estimate and receive a lower rate by the next business day.
BANKIRR sets the benchmark for the lowest mortgage interest rates BANKIRR sets daily benchmarks for the lowest interest rates
Let us go to work analyzing your current Loan Estimate at no cost.
We deconstruct the Loan Estimate and build it back up in the most
efficient way to reduce costs. Our research is rigorous and guaranteed to find a lower rate.
Let us go to work for you analyzing
your current Loan Estimate at no cost.
We deconstruct the Loan Estimate and
build it back up in the most efficient way
to reduce costs. Our research is rigorous
and guaranteed to find a lower rate.
Counter Offer
Have you recieved a Loan Estimate? Have you recieved a Loan Estimate?
To use or lower rate gaurantee click the icon above to upload your first offer
Safe and secure, your information will never be sold or misused here.
You will receive a certified counter offer by the end of the business day
To use or lowest rate gaurantee click
the icon above to upload your first
offer. Safe and secure, you will receive
a certified counter offer by the end of
the business day.
Compare rates
We analyze your offer to reveal how it's priced
then rebuild the offer to reduce costs
We analyze your offer to reveal how it's priced
then rebuild the offer to reduce costs
Over 30 participating lenders
Real-time pricing from a network of 30+ lenders
where each submits their most competitive bid
Real-time pricing from 30+ lenders
where each submits their most competitive bid
Lower rate, by design
Get new pricing with most competitive lender
and return your offer with a lower rate
Get new pricing with most competitive lender
and return your offer with a lower rate
Close with confidence
You got the lowest rate!
Your BANKIRR Pro will work with you through closing
Fast and efficient. Read what our customers have to say →
Your BANKIRR Pro will work with you through closing fast and efficient to meet your scheduled closing date without delay
Counter offer, compare rates,
close with confidence
Benefits of shopping around
when buying a home
Benefits of shopping around
when buying a home
Research shows more than half of borrowers accept the first rate they are offered. A counter offer through BANKIRR is the fastest way to make sure you do not leave money on the table. Simply upload your current offer and unlock your lowest rate within 24 hours. Research shows more than half of borrowers accept the first rate they are offered. A counter offer through BANKIRR is the fastest way to make sure you do not leave money on the table. Simply upload your current offer and unlock your lowest rate within 24 hours.
"Shopping for a mortgage could save you thousands of dollars." “Shopping for a mortgage could save you thousands of dollars.”
Consumer Financial Protection Bureau
"Consumers who shop around for rates and fees may save
thousands of dollars over the life of a loan."
“Consumers who shop around for rates and fees
may save thousands of dollars over the life of a
loan.”
"You are not required to use the lender or settlement service
providers recommended by your real estate agent."
“You are not required to use the lender or
settlement service providers recommended by
your real estate agent.”
"Comparing loan offers from multiple lenders can help borrowers find the mortgage that best meets their needs." “Comparing loan offers from multiple lenders can help borrowers find the mortgage that best meets their needs.”
Federal Reserve