Stephanie M.
The process was straightforward. Upload the Loan Estimate, wait for the analysis, and see if something better exists. In my case it did, and it lowered my monthly payment more than I expected.
Ready to refinance into a lower rate?
Let's get started for free in just 3 clicks
Is it time to refinance?
Let's lower your rate
for free in just 3 clicks
To take advantage of our refinance rate guarantee
upload your first offer for a certified Counter Offer within 24 hours.
Otherwise, choose "New Offer" or "Schedule a Call".
To take advantage of our refinance rate guarantee upload your first offer for a certified Counter Offer within 24 hours.
Or if you have no offer yet, schedule a call to get started.
STEP THREE
Close with confidence
Upload Your Loan Estimate
We compare your current offer across our lender network and use
competition to drive the interest rate lower. Submit your Loan
Estimate and receive a certified counter offer within 24 hours.
We compare your current offer across our lender network and use competition to drive the interest rate lower.
Submit your Loan Estimate and receive a certified counter offer within 24 hours.
Don’t have a Loan Estimate yet?
Start with a new offer or schedule a call to begin the process. New Offer or Schedule a Call
REVIEWS
REVIEWS
REVIEWS
REVIEWS
REVIEWS
What our customers say
These reviews examine real Loan Estimates submitted by borrowers and show how pricing changes once competition is introduced. For more detail, read the CASE STUDIES covering structure, credits, and lender responses that ultimately lead to a lower interest rate.
Kevin L.
I didn’t realize how much variation there was between lenders for the exact same loan. BANKIRR showed me two offers side by side and the difference in rate and cost was obvious.
Rachel P.
I was skeptical of the guarantee at first, but seeing how lenders react when there’s a competing offer made it make sense. The second offer forced the first lender to improve pricing immediately.
Anthony S.
What I liked most is they didn’t ask me to start over. I just uploaded my Loan Estimate and they worked from there. Within a day I had a better option. It felt more like analysis than sales.
SCHEDULE A CALL
Have questions or just want to talk it over?
Pick a time to speak with a Mortgage and Interest Rate Pro
Have questions or just want to talk it
over? Pick a time to speak with a
Mortgage and Interest Rate Pro