Click to browse. Click your current Loan Estimate. Click submit.
We take your current offer, introduce competition across our lender network,
then you receive a certified counter offer by the next business day.
Don’t have a Loan Estimate yet?
Schedule a call
to begin the process.
These reviews examine real Loan Estimates submitted by borrowers and show how pricing changes once competition is introduced. For more detail, read the CASE STUDIES covering structure, credits, and lender responses that ultimately lead to a lower interest rate.
I was mainly trying to reduce my monthly payment and didn’t want to waste time filling out applications all over again. BANKIRR worked from the Loan Estimate I already had and found a better path. It felt more like real analysis than a sales pitch.
I had spoken with two lenders before using BANKIRR and still was not sure I was getting the lowest rate. Seeing the offers compared side by side made the difference obvious. It changed the way I think about refinance pricing.
The process felt surprisingly simple. I uploaded my refinance offer and waited for the review. Within a day I had a clearer picture of where my pricing stood and a better option to use as leverage.
I had already locked my refinance rate and figured there was nothing left to do. A friend suggested I upload the Loan Estimate anyway. BANKIRR came back with a stronger offer, and my lender adjusted the terms to keep the loan.
Have questions or just want to talk it over?
Pick a time to speak with a Mortgage and Interest Rate Pro
Have questions or just want to talk it
over? Pick a time to speak with a
Mortgage and Interest Rate Pro