Stephanie M.
The process was straightforward. Upload the Loan Estimate, wait for the analysis, and see if something better exists. In my case it did, and it lowered my monthly payment more than I expected.
Let’s get started to lower your rate
for free in just 3 clicks
Let’s get started
to lower your rate
for free in just 3 clicks
To take advantage of our lower rate guarantee
upload your first Loan Estimate. You will receive a counter offer
from one or more lenders the next business day.
To take advantage of our lower rate guarantee upload your first Loan Estimate.
Receive a competing counter offer from one or more lenders the next business day.
UPLOAD
Never accept the first offer
Never accept the first offer
Get your lower rate now
You're only 3 clicks away
Click to browse. Click your current Loan Estimate. Click submit.
We take your current offer, introduce competition across our lender network,
then you receive a certified counter offer by the next business day.
Don’t have a Loan Estimate yet?
Schedule a call
to begin the process.
REVIEWS
REVIEWS
REVIEWS
REVIEWS
REVIEWS
What our customers say
These reviews examine real Loan Estimates submitted by borrowers and show how pricing changes once competition is introduced. For more detail, read the CASE STUDIES covering structure, credits, and lender responses that ultimately lead to a lower interest rate.
Kevin L.
I didn’t realize how much variation there was between lenders for the exact same loan. BANKIRR showed me two offers side by side and the difference in rate and cost was obvious.
Rachel P.
I was skeptical of the guarantee at first, but seeing how lenders react when there’s a competing offer made it make sense. The second offer forced the first lender to improve pricing immediately.
Anthony S.
What I liked most is they didn’t ask me to start over. I just uploaded my Loan Estimate and they worked from there. Within a day I had a better option. It felt more like analysis than sales.
SCHEDULE A CALL
Have questions or just want to talk it over?
Pick a time to speak with a Mortgage and Interest Rate Pro
Have questions or just want to talk it
over? Pick a time to speak with a
Mortgage and Interest Rate Pro